If you are going away travelling or on holiday twice or more in a year, then an annual travel insurance policy might work out to be far better value for money than paying for single trip travel insurance. Annual travel insurance will cover you for unlimited trips during the year, and each trip can be upto 45 days, depending on each travel insurance companies rules. If you choose to take winter sports cover you could be covered for upto a maximum of 17 days. Again this depends on the specific details of the company supplying your annual travel insurance.

To price up your annual travel insurance with the AA - Click Here.

You may have asked yourself this question many times. The simple answer to whether i should buy travel insurance or not is yes, but if you look into it more deeply you will see that there is fantastic price differences between companies that sell travel insurance. Compare prices between travel insurance companie and look at the small print. Some travel insurance comapnies will exclude things such as skiing or expensive items. Some will insist you see one of their recommeded doctors. Usually though if you stick with a well known reputable company, you will get good value for money.

When on holiday, make sure you have the emergency contact details for your travel insurance company; you should find these on your travel insurance policy. Then if you have to make a claim while away you have the details to hand. If in the unlikely event that you are a victim of theft then make sure you get a police statement before you travel home as your travel insurance company will insist on this.